Assistant Professor
R.C. Vance Academic Center
Or by appointment

Ying Chen is an Assistant Professor of Finance at Central Connecticut State University. She holds a Ph.D. in Personal Financial Planning, a Master's in Accounting (MSA), and a Master’s in Personal Financial Planning from Texas Tech University. She is a Certified Financial Planner (CFP®). She is passionate about teaching, research, and community services. She teaches financial planning, retirement planning, estate planning, and financial modeling & analytics, etc.  She served as a VITA volunteer, assisting individuals/families in filing tax returns. Her research interest focuses on households’ financial behavior, fintech adoption in financial planning, financial behaviors, emotions, personality traits, mental health, and the psychology of financial planning.

Personal Financial Planning
Texas Tech University
Personal Financial Planning
Texas Tech University
Texas Tech University
Areas of Expertise

Financial behavior, financial technology, financial literacy, financial psychology, and behavioral finance.

Publications, Research & Presentations

Asebedo, S.D., Quadria, T.H., Chen, Y., & Montenegro, E. (2022). Individual differences in personality and positive emotion for wealth creation. Personality and Individual Differences. 199. 111854. DOI: 10.1016/j.paid.2022.111854


Courses Taught

FIN440 - Financial Modeling and Analytics

FIN356/AC356 - Retirement Planning & Estate Planning

FIN300 - Personal Financial Planning

AC212 - Intro to Managerial Accounting