Assistant Professor
Finance
Contact
(860) 832-3234
ying.chen@ccsu.edu
Office
R.C. Vance Academic Center
418
Or by appointment
Biography

Ying Chen, Ph.D., CFP®, is an Assistant Professor of Finance and Program Director of the CFP Board-registered Financial Planning Program at Central Connecticut State University. She holds a Ph.D. and a master’s degree in Personal Financial Planning, as well as a Master of Science in Accounting (MSA), from Texas Tech University. She is also a CERTIFIED FINANCIAL PLANNER® professional. Before joining Central Connecticut State University, Dr. Chen taught undergraduate and graduate financial planning courses in the School of Financial Planning at Texas Tech University. She is passionate about teaching, research, professional development, and community engagement. She has taught financial planning and finance courses (e.g., personal financial planning, financial modeling and analytics, retirement planning and estate planning, and financial planning capstone). She has extensive experience teaching in-person, synchronous online, and asynchronous online courses and has consistently received strong student evaluations. Dr. Chen is an active researcher whose work has been published in peer-reviewed academic journals. Her research focuses on household financial behavior, FinTech in financial planning, financial well-being, emotions and personality traits, and the psychology of financial planning. Beyond teaching and research, she actively engages in professional development that shapes the aspiring next generation of financial professionals and community initiatives that promote financial education, financial well-being, and the development of the financial planning profession.

Education
Personal Financial Planning
Texas Tech University
2021
Personal Financial Planning
Texas Tech University
2017
Accounting
Texas Tech University
2014
Areas of Expertise

households’ financial behaviors, financial well-being, financial literacy, financial technology (fintech) in financial planning, behavioral finance, emotions, personality traits, and psychology of financial planning

Publications, Research & Presentations

Peer-Reviewed Journal Publications

  1. Chen, Y., & Asebedo, S.D. (2026). Fintech use, financial knowledge, and emergency fund savings: financial anxiety as a moderator. Journal of Financial Counseling and Planning, 37(1), 66-83. 
  2. Qing, D., Pearson, B., & Chen, Y. (2026). Racial Disparities in Cryptocurrency: A Decomposition Analysis. Financial Planning Research Journal, 12(2), 
  3. Lee, C., Luo, L., Chen, Y., Brown, T., Lim, H., & Chen, Y. (2026). From Wall Street to Main Street: The Financial–Operational Performance Link in Hospitals Across Geographies. Economic and Business Review, 28(2), 108-126. 
  4. Ning, W., Ho, T., Lee-Partridge, J. E., Chen, Y., & Chen, Y. (2026). Employees’ Internet addiction and work burnout: the mediating effect of state hope and perceived stress. Evidence-based HRM: a global forum for empirical scholarship, 14 (3), 572–590.
  5. Chen, Y., Asebedo, S. D., Little, T. D., & Ning, W. (2025). From Intention to Adequate Emergency Fund Savings through Fintech Use: Evidence from a Survey Study. Financial Services Review, 33(3), 20–47. 
  6. Ning, W., Chen, Y., & Lee-Partridge, J.E. (2025). Physical activity participation (PAP) mitigates Gen Z’s smartphone addiction: a moderated mediation model of stress and smartphone use habit during PAP, Young Consumers: Insight and Ideas for Responsible Marketers, 26(4): 555–567. 
  7. Chen, Y., Ning, W., & Quadria, T. H. (2024). Unemployment, financial literacy, and retirement: evidence from national data before and during COVID-19 Pandemic. Journal of Applied Business and Economics, 26(4), 47-62. 
  8. Chen, Y., Asebedo, S., & Ning, W. (2024). Associations between fintech use and financial knowledge and emergency fund savings adequacy: expected and unexpected findings. Journal of Personal Finance, 23(4). 44-65
  9. Asebedo, S.D., Quadria, T.H., Chen, Y., & Montenegro, E. (2022). Individual differences in personality and positive emotion for wealth creation. Personality and Individual Differences. 199. 111854. 

 

 

Awards & Grants

Awards (Selected)

  • Excellence in Teaching Honor Roll Award  2024; 2025; 2026
  • Outstanding Community Engagement and Service Award  2026
  • AFCPE® Symposium Scholarship (NEFE)  2021; 2022; 2023
  • ACCI Student/Young Professional Conference Scholarship 2019; 2021

Grants (Selected)

  • 2026 – 2028 CFP Board Incubator Program Fellowship  (external)
  • 2026 Next-Level Opportunity Grant
  • 2026 AAUP Faculty Development Grant
  • 2025 – 2026 Community Engaged Scholars
  • 2025 The State University of New York (SUNY) Conversations in the Discipline Grant (external)
  • 2023; 2024; 2025 AAUP Minority Recruitment and Retention Grant
  • 2023; 2024 AAUP Curriculum Development Grant
Memberships & Affiliations

CERTIFIED FINANCIAL PLANNER™ (CFP®) Board

Association for Financial Counseling & Planning Education® (AFCPE®)

Financial Planning Association (FPA)

American Council on Consumer Interests (ACCI)

Courses Taught

FIN480 - Financial Planning Capstone

FIN440 - Financial Modeling and Analytics

FIN356/AC356 - Retirement Planning & Estate Planning

FIN300 - Personal Financial Planning

AC212 - Intro to Managerial Accounting