Types of Aid

Financial Aid Office


Types of Aid

We encourage always encourage students to complete the FAFSA early. The early completion of the FAFSA for the opportunity to be awarded the items listed below. The awards are based on eligibility, as reported through FAFSA, and meeting our priority deadline.


Eligible students must be admitted, in good academic standing, and enrolled at least half-time in a program leading to a degree.

Federal Pell Grant is available for Undergraduate students working on their 1st Bachelor's Degree. Eligibility is based on information reported on FAFSA. There is a maximum allowed for Pell Grant eligibility, which equates to 12 full-time semesters (more information here).

Connecticut Grants or the Roberta B. Willis Scholarship may be available to full-time Undergraduate students working on their 1st Bachelor's Degree. You must complete the FAFSA by the priority deadline and demonstrate eligibility. 

All grant offers adjust if a students changes their enrollment status from full-time to part-time. Contact our office for more information. 

Federal Work-Study Program

The Federal Work-Study Program provides funds to employ students who qualify for financial aid. Students will be considered for an award by submitting their FAFSA by the priority deadline and demonstrating eligibility. Students awarded Work-Study may apply for part-time jobs throughout a variety of departments on campus.

Failure to secure a position after the start of the semester would result in cancellation of this award.

 Federal Direct Loan Programs

The Federal Direct Loan Program provides low-interest, long-term loans through the University. Funding for these loans comes from the Department of Education. These loans can be subsidized or unsubsidized.

Eligible students must be admitted, in good academic standing, and enrolled at least half-time in a program leading to a degree or certificate. 

Loan Types

Subsidized Stafford Loan (only for Undergraduates) & Unsubsidized Stafford Loan

What is the difference between Subsidized and Unsubsidized Stafford Loans? 

What are the Maximum Loan Limits

First-time loan borrowers must complete the Entrance Counseling and Master Promissory Note (MPN) on www.studentloans.gov

Parent Plus Loan

A parent may choose to apply for a loan under their name to help with the cost of tuition. The loan amount is determined by the parent but it cannot exceeded the Cost of Attendance. The application is available through studentloans.gov. Please be sure to use the parent's information (SSN, DOB, FSA ID, etc.)

Instructions for Plus Loan (Parent and Graduate)

Interest Rate (2019-2020 academic year): Undergraduate Stafford Loans - 4.53% | Graduate Stafford Loans - 6.08 | PLUS Loan - 7.08%

Loan Origination Fee - Stafford Loan: 1.059% | Plus Loan: 4.236%

Repayment normally begins six months following graduation or if you cease to be enrolled at least half-time. This process will be handled between the borrower and loan servicer. Visit www.nslds.ed.gov to obtain your individual loan servicer. Please have your FSA ID ready. 

Private/Alternative Loans

Students may choose to borrow private loans outside of CCSU through a variety of lenders. Students may search and compare lenders and their benefits by visiting ELM Select. We suggest students first complete the FAFSA and exhaust those opportunities before opting for the alternative loan option. Federal loan opportunities generally provide more favorable terms and conditions.

Department of Education servicers notify borrowers regarding the availability of the Ombudsman. Those requirements are included in the regulations at 34 CFR 674.42(b)(2)(xi) and .45(h); CFR 682.208(c)(3)(ii), .410(b)(5)(vii), .411(b)(3), and .604(g)(2)(x); and CFR 685.304(b)(4)(vii).

Effective February 28, 2016, please use the following information to contact the FSA Student Loan Ombudsman Group.

Via on-line assistance: http//studentaid.gov/repay-loans/disputes/prepare

Via telephone: 877-557-2575

Via fax: 606-396-4821

Via mail:
FSA Ombudsman Group
P.O. Box 1843
Monticello, KY 42633

Teacher Loan Forgiveness/Repayment Programs

If you have borrowed a Federal Student Loan that is in good standing (Stafford/Direct/Perkins) and you intend to teach in the K-12 school system full-time, you may qualify for two Loan Forgiveness Programs.

 To learn more, visit the Federal Student Aid website.