Central Connecticut State University Header
 

Financial Aid

A Strategy for Financial Success


10 good habits to Achieve your Dreams

For Most People, bad habits are hard to break and it's difficult to get into good habits, particularly when it comes to money. This "Top 10" list includes some good financial habits that should help you succeed at achieving your goals and help you to be responsible in the financing of your education. It's not too early to get into these habits if you haven't already done so. The longer you wait, the more difficult it will be.

  1. Don't live a lifestyle you can't afford. Live below your means while in school.

  2. Budget your money just as carefully as your time; get on a monthly budget and stick to it.

  3. Save a little each month (even if it's only $5.00), and plan your financial future.

  4. Keep accurate, well-organized records of your financial activities.

  5. Establish and maintain a strong credit history; review your credit report annually.

  6. Borrow the minimum amount you need.

  7. Be a well-informed borrower. Not all loans are alike; know the difference and borrow wisely.

  8. Pay your credit card bill(s) in full each month. Limit your use of credit cards-save them for emergencies.

  9. Limit the number of credit cards you have to just a few; limit your total available credit.

  10. Be realistic about how much money you will earn once you graduate-don't count on any immediate financial windfalls.


The Access Group -- Box 7430 -- Wilmington, DE 19803 -- 800-282-1550

www.accessgrp.org
 

Financial Aid Home

 

1615 Stanley Street, New Britain, CT 06050  860.832.CCSU or toll free instate 1-888-733-2278
 
Copyright © 2005 [Central Connecticut State University]. All rights reserved.
webmaster@ccsu.edu
Last Update: Wednesday March 23, 2005