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Healthcare/Retirement for Part-time Members
As an employee of Connecticut State University, you are
entitled to a variety of benefits. If you have any questions about these
benefits, please contact your Human Resources office.
Health Care - For a summary of the health care options provided to
CSU employees, please visit the
State Comptroller's website.
The open enrollment period is typically during the month of May, at
which time you can change your health insurance. If there has been a
life-altering event, such as the loss of a spouse's employment, you will
be able to make changes to your health insurance plan outside of the
open enrollment period. Part-time state employees may sign up for a
health care plan, however they must pay the entire premium.
Part-time
faculty who teach nine or more load credits a semester across the CSU,
UConn, and/or Connecticut Community College Systems are now eligible to
be reimbursed for the state’s share of their healthcare premiums.
These faculty must pay for the benefit throughout the
semester, but they will receive a reimbursement check for the total
amount of the state’s share of the premiums at the end of the semester.
Please contact your local Human Resources office if you have questions
about healthcare benefits.
Retirement - As a part-time faculty member,
librarian, counselor or coach in the Connecticut State University
Retirement System, you have the choice between three retirement plans,
contingent on eligibility:
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The
State Employee's Retirement System (SERS): SERS is composed of
three (3) tiers commonly referred to as Tier I, Tier II, and Tier
IIA and all are defined benefit plans. As a new employee, you may
only join Tier IIA (or for any employees who were hired on or after
July 1, 1997). Tier I is restricted to employees hired on or before
July 1, 1984, and Tier II is restricted to employees hired from July
2, 1984 through June 30, 1997. Tier I requires contributions from
your salary, either 2% or 5%. Tier IIA requires a 2% contribution.
Tier II is a non-contributory plan. Under all tiers, at the time of
retirement, benefits are calculated based on the average of your 3
highest years of earnings, your total years of credited service and
a percentage factor. Normal, early, disability and hazardous duty
retirements are available under these plans. For more information on
SERS, please visit the State Comptroller's website.
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The
Alternate Retirement Program (ARP): ARP allows full-time and
pary-time faculty to contribute 5% of their salaries to a pension
plan, while the state contributes 8% to the plan. There are
currently 24 funds available for investment purposes. For more
information, please visit the State of Connecticut’s Defined
Contribution Plans website.
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The
Teacher's Retirement System (TRS): TRS is a defined benefit plan
which provides a pension based upon the average of your three
highest year's earnings, age at retirement and length of service.
TRS requires a pre-tax contribution of 7% from your salary on a
bi-weekly basis. This plan is only available to individuals who have
previously or currently contribute to TRS through another teaching
position. For more information, please visit the Teacher's
Retirement Board website.
Part-time
faculty who teach nine or more load credits a semester across the CSU,
UConn, and/or Connecticut Community College Systems who have
contributed to a retirement plan during their state service are eligible
to receive retiree healthcare benefits (even if they have never
received healthcare benefits from the state), and meet one of the
two following additional requirements: (1) they go directly into
retirement, and have five or more years of service at half-time or more
or (2) they do not go directly into retirement but have 10 or more years
of service at half-time or more. For this purpose, a semester as an
adjunct faculty member (teaching more than 9 load credits between any of
the state institutions) counts as one-half year of state service. For
more information about retirement benefits, please contact your local
Human Resources office.
Same Sex
Domestic Partners and Civil Unions: In order for employees and
retirees to access the health care and pension benefits available to
their domestic partners, the Domestic Partnership Affidavit (CO-1049)
must be completed and submitted, along with supporting documentation, to
the Division, which will serve as the custodian of this record. An
employee who executes a Domestic Partnership Affidavit will be accorded
thirty days therefrom to obtain medical and dental coverage for his or
her same sex domestic partner and eligible dependent children. An
employee who executes an affidavit but fails to enroll his or her
domestic partner and eligible dependent children within thirty days will
be required to wait until the annual health insurance open enrollment
period in order to do so. Pre-retirement death benefits will also be
extended to domestic partners, provided a Domestic Partnership Affidavit
was accepted by and filed with the Division for at least one year prior
to the employee's death. State employees entering into a civil union
will be entitled to all the same pension and health care benefits that
were afforded to same sex domestic partners. To obtain health care
and/or pension benefits, you must submit proof of civil union to the
Retirement & Benefit Services Division of the State Office of the
Comptroller. Be advised that outside the annual health care open
enrollment period employees may only add (or delete) partners and
eligible dependent children to (or from) their existing coverage. |
Professors